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Privacy Policy

Your privacy matters to us. This comprehensive policy explains how Cerebrix Plazia protects, collects, and manages your personal information while providing our budgeting and financial management services.

Last Updated: December 2024

Information We Collect

At Cerebrix Plazia, we collect various types of information to provide you with personalized budgeting solutions and enhance your financial management experience. Understanding what we collect helps you make informed decisions about sharing your data with us.

Personal Information

Full name and contact details including email address and phone number
Billing addresses and payment information for subscription services
Government-issued identification numbers when required for financial verification
Employment information and income details for budget calculations
Financial goals and preferences to customize your experience

Financial Data

With your explicit consent, we may collect and analyze your financial information to provide accurate budgeting recommendations. This includes bank account connections, transaction histories, spending patterns, and investment portfolios. We use bank-level encryption to protect this sensitive information.

Technical Information

We automatically collect certain technical data when you use our platform, including your IP address, browser type, device information, operating system, and usage patterns. This helps us optimize our services and ensure platform security.

How We Use Your Information

Your information enables us to deliver personalized financial guidance and maintain a secure, efficient platform. We're committed to using your data responsibly and only for purposes that benefit your financial wellness journey.

Purpose Data Used Legal Basis
Personalized budgeting recommendations Financial data, spending patterns, goals Contractual necessity
Account management and support Contact information, account details Contractual necessity
Security and fraud prevention Technical data, usage patterns Legitimate interest
Platform improvements Aggregated usage data Legitimate interest

Data Sharing and Third Parties

We maintain strict control over your personal information and never sell your data to third parties. However, we may share certain information with trusted partners who help us deliver our services securely and effectively.

Financial institutions and data aggregators for secure account linking and transaction retrieval
Cloud service providers who maintain our infrastructure with industry-standard security measures
Payment processors for handling subscription payments and refunds
Analytics providers who help us understand platform usage through anonymized data
Legal authorities when required by applicable law or to protect our users' safety
All third-party partners are contractually bound to protect your data and use it only for specified purposes related to our services.

Your Privacy Rights

You have comprehensive rights regarding your personal data. We've designed simple processes to help you exercise these rights and maintain control over your information.

Access and Portability

You can request a complete copy of all personal data we hold about you. We'll provide this information in a structured, commonly used format within 30 days. You can also download your financial data and budgeting history directly from your account dashboard.

Correction and Updates

If any of your personal information is inaccurate or outdated, you can update it directly through your account settings or contact our support team. We'll promptly correct any errors and notify relevant third parties when necessary.

Deletion and Right to be Forgotten

You may request deletion of your personal data at any time. We'll permanently remove your information within 30 days, except for data we're legally required to retain for tax, legal, or regulatory purposes. Some anonymized data may remain in our systems for platform improvement purposes.

Objection and Restriction

You can object to certain types of data processing or request restrictions on how we use your information. While this may limit some platform features, we'll honor your preferences and explain any implications for your service experience.

Data Security and Protection

Protecting your financial information is our highest priority. We employ multiple layers of security measures and follow industry best practices to safeguard your data against unauthorized access, theft, or misuse.

256-bit SSL encryption for all data transmission between your device and our servers
Advanced encryption algorithms for data storage with regularly rotated encryption keys
Multi-factor authentication requirements for account access and sensitive operations
Regular security audits and penetration testing by independent cybersecurity firms
Strict access controls limiting employee access to personal data on a need-to-know basis
Continuous monitoring systems that detect and respond to suspicious activities immediately
Secure data centers with physical security measures and environmental controls

In the unlikely event of a data breach affecting your personal information, we'll notify you within 72 hours and provide detailed information about the incident, affected data, and steps we're taking to address the situation.

Data Retention and Deletion

We retain your personal information only as long as necessary to provide our services and comply with legal obligations. Different types of data have different retention periods based on their purpose and legal requirements.

Data Type Retention Period Reason
Account information Duration of account plus 3 years Legal compliance and dispute resolution
Financial transaction data 7 years after account closure Tax and regulatory requirements
Usage and analytics data 2 years in anonymized form Platform improvement and research
Marketing communications Until you unsubscribe Ongoing communication preferences

International Data Transfers

While Cerebrix Plazia operates primarily in Israel, we may transfer your data to other countries where our service providers operate. We ensure all international transfers comply with applicable data protection laws and provide adequate safeguards for your information.

When transferring data outside Israel or the European Economic Area, we use approved transfer mechanisms such as Standard Contractual Clauses, adequacy decisions, or other legally recognized safeguards. You can request more information about specific transfer arrangements that may affect your data.

Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience, analyze platform usage, and provide personalized content. You can control cookie settings through your browser, though some platform features may not function properly with cookies disabled.

Types of Cookies We Use

Essential cookies required for basic platform functionality and security
Performance cookies that help us understand how users interact with our platform
Functionality cookies that remember your preferences and settings
Analytics cookies that provide insights into user behavior and platform improvements

Children's Privacy

Cerebrix Plazia is not intended for children under 18 years of age. We do not knowingly collect personal information from minors. If we discover that we have inadvertently collected information from someone under 18, we will promptly delete that information from our systems.

Parents or guardians who believe we may have collected information from their child should contact us immediately. We take children's privacy seriously and will investigate and address any concerns promptly.

Changes to This Privacy Policy

We may update this privacy policy periodically to reflect changes in our practices, services, or applicable laws. When we make significant changes, we'll notify you through email or prominent notices on our platform at least 30 days before the changes take effect.

We encourage you to review this policy regularly to stay informed about how we protect your information. Your continued use of our services after policy changes indicates your acceptance of the updated terms.

We maintain a changelog of policy updates on our website, showing exactly what changes were made and when they became effective.

Contact Us About Privacy

If you have questions about this privacy policy or want to exercise your privacy rights, please contact us:

Email: contact@noventagroup.com

Address: Beit Lekhem St 25, Haifa, 3556608, Israel

Phone: +97236737675

We respond to privacy inquiries within 48 hours and provide detailed assistance with all privacy-related matters.